Privacy policy

Effective Date: April 25th, 2026

1. Introduction

Welcome to Swipe to Status (“Company,” “we,” “us,” or “our”).

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit Swipetostatus.com (the “Site”) and use our services, including credit strategy consulting, digital products, and client portal communications.

By using our Site or services, you agree to the terms of this Privacy Policy.

2. Eligibility

Our services are intended for individuals 18 years of age or older and located in the United States. We do not knowingly collect data from individuals under 18.

3. Information We Collect

We collect information you provide directly, as well as information collected automatically through your use of our services.

A. Information You Provide

You may provide the following:

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Employment and income information
  • Self-reported credit score
  • Credit card accounts and financial profile details
  • Responses submitted through forms, questionnaires, and client portal communications

Important:
We do NOT collect:

  • Social Security Numbers (SSN)
  • Bank account credentials

B. Account Information

When you create an account, we collect:

  • Login credentials
  • Account preferences
  • Communication history within the client portal

C. Payment Information

Payments are processed securely through third-party providers, including:

  • Shopify
  • Stripe
  • PayPal

We do not store full payment card details on our servers.

D. Automatically Collected Information

We may collect:

  • IP address
  • Browser type and device information
  • Pages visited and time spent on the Site
  • Referral sources

This data is collected using tools such as:

  • Google Analytics

E. Cookies & Tracking Technologies

We use cookies and similar technologies to:

  • Improve website performance
  • Personalize your experience
  • Deliver targeted advertisements

Advertising platforms may include:

  • Meta Ads
  • TikTok Ads

4. How We Use Your Information

We use your information to:

  • Deliver personalized credit strategy reports (PDFs)
  • Provide consulting services through the client portal
  • Process transactions
  • Communicate with you (email and SMS)
  • Send automated follow-ups and updates
  • Improve our services and user experience
  • Analyze performance and user behavior
  • Provide customer support
  • Enforce our terms and policies

5. Affiliate & Third-Party Relationships

Swipe to Status may:

  • Refer users to third-party financial institutions, lenders, or credit card providers
  • Receive commissions or referral fees from these partners

When you click on external links or apply for financial products:

  • You are leaving our Site
  • Your information is governed by the third party’s privacy policy

We are not responsible for the privacy practices of third-party websites.

6. Sharing Your Information

We do not sell your personal information.

We may share your data with:

A. Service Providers

To operate our business, including:

  • Klaviyo (email & SMS communications)
  • Payment processors (Stripe, Shopify, PayPal)
  • Analytics and advertising platforms

B. Legal Requirements

We may disclose your information if required to:

  • Comply with legal obligations
  • Protect our rights or users
  • Prevent fraud or abuse

7. Marketing & Communications

By using our services, you may receive:

  • Transactional emails (required for service delivery)
  • Marketing emails
  • SMS communications

You can:

  • Unsubscribe from emails at any time
  • Opt out of SMS messages via reply instructions

8. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information.

However, no system is 100% secure. Use the Site at your own risk.

9. Data Retention

We retain your information as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements

10. Your Rights (U.S. Users)

Depending on your state of residence, you may have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Request deletion of your data
  • Opt out of certain data uses

To exercise your rights, contact us at:
Swipe to Status client portal.

11. Client Portal Communications

All consulting interactions occur through our secure client portal.

  • Advisors communicate responses through the portal
  • Email and SMS are used for notifications only
  • Sensitive financial discussions should remain within the portal

12. Children’s Privacy

We do not knowingly collect or solicit data from individuals under 18. If we become aware of such data, we will delete it promptly.

13. Changes to This Privacy Policy

We may update this Privacy Policy at any time.

Changes will be posted on this page with an updated “Effective Date.”

14. Contact Information

If you have questions about this Privacy Policy, contact us at:

Swipe to Status client portal.