Financial Disclaimer

Effective Date: April 25th, 2026

1. Educational Purpose Only

Swipe to Status provides educational and informational content only.

All materials, including:

  • Credit strategy reports
  • Recommendations
  • Consulting responses
  • Website content

are intended to help users better understand credit and financial systems.

They are not individualized financial advice.

2. No Financial, Legal, or Tax Advice

Swipe to Status is not:

  • A bank
  • A lender
  • A credit bureau
  • A financial advisor
  • A legal advisor
  • A tax advisor

Nothing provided through our services should be interpreted as:

  • Financial advice
  • Legal advice
  • Tax advice

You should consult with a licensed professional before making financial decisions.

3. No Guarantees of Results

Swipe to Status makes no guarantees regarding:

  • Credit card approvals
  • Loan approvals
  • Credit score increases
  • Credit limit increases
  • Interest rates or terms
  • Any financial outcome

All outcomes depend on:

  • Your personal financial profile
  • Lender criteria
  • Market conditions
  • Factors beyond our control

4. User Responsibility

You are solely responsible for:

  • Any decisions you make
  • Any applications you submit
  • Any financial actions you take

All recommendations are based solely on the information you provide.

If your information is incomplete or inaccurate, your results may be affected.

5. Third-Party Financial Products

Swipe to Status may:

  • Recommend credit cards, lenders, or financial products
  • Provide links to third-party websites

We do not control:

  • Approval decisions
  • Terms or conditions
  • Credit limits
  • Interest rates

When you leave our Site, you are subject to the third party’s policies.

6. Affiliate Disclosure

Swipe to Status may receive:

  • Commissions
  • Referral fees

when users apply for or are approved for financial products through our links.

This does not influence our recommendations, which are based on strategy and fit.

7. No Fiduciary Relationship

Your use of Swipe to Status does not create:

  • A fiduciary relationship
  • A client-advisor relationship in the legal sense

We do not have a duty to act as a licensed financial advisor.

8. Credit Reporting & Accuracy

We do not:

  • Access your credit report directly
  • Verify your credit data

All insights are based on self-reported information.

For official credit data, refer to:

  • Experian
  • Equifax
  • TransUnion

9. Limitation of Liability

To the fullest extent permitted by law:

Swipe to Status is not liable for:

  • Financial losses
  • Denied applications
  • Credit score changes
  • Decisions made based on our content

Your use of our services is at your own risk.

10. No Endorsement

Any mention of financial products, companies, or services does not constitute:

  • An endorsement
  • A guarantee of quality or approval

11. Changes to This Disclaimer

We may update this Financial Disclaimer at any time.

Updates will be posted with a revised effective date.

12. Contact Information

For questions regarding this Disclaimer:

Swipe to Status client portal.